Preferred Retiree Benefits
Retirement is a time of many big changes, but one constant you can count on is your membership at STE Credit Union. Whether you are currently a member, or wish to become a member in the future, your employment affiliation allows you to do so at any time. At STE you, and your family, are members for life.
STE Credit Union recognizes your many years of service and has created ConnectPLUSSM, a complete package of benefits for you. 1
Rate Breaks on Certificates and Loans 2
STE will give you an 1/8% rate increase* on all current certificate rates and/or 1/8% rate decrease* on current loan rates. If you were a member of our credit union for at least five years prior to retirement, you will receive a 1/4% rate increase/decrease. This offer is extended to you, FOR LIFE.
Loan Deferral 3
You may use the option of a loan deferral for up to two consecutive months following your retirement.
Deferred payments are offered on consumer closed end loans; new loans are eligible after 60 days and we will even waive the processing fee.
Increased Platinum Visa Rewards
Earn one and a half points** for each balance transfer dollar to your card. This is 50% higher than our standard balance transfer rewards points, and is in addition to our 500 bonus balance transfer rewards points.
Free Bill Pay Plus
Receive an upgraded version of our E-Pay product not currently offered to all checking accountholders. This product pays all bills, provides reminders, allows email payments, interbank transfers, and more.
Free Checks 4
Paper checks are still a great way to pay bills and buy the things you need. As an added value we are pleased to offer you free checks for life.
Referral Rewards
Receive a $25 deposit into your account for every person you refer to STE that applies for a STE Platinum VISA Rewards Card, applies for any loan or sets up a direct deposit account to a checking account.
Personalized Convenience List
A personalized convenience card that will be sent directly to you showing nearby shared branching locations and free ATMs. Phone numbers to connect you directly to the STE main office will also be provided so we can help service your needs.
Personal Assistant
A member service partner who will help you customize your credit union retirement benefits and set up your account the way that works best for you.
To receive the ConnectPLUSSM package of benefits, contact our office at 614-466-4988 to get started.
Click here for a printable ConnectPLUS PDF brochure
* Annual Percentage Rate
** Purchase points are awarded 1 point for every dollar spent
1 All benefits can be enjoyed by the individual retiree and terminate only upon death or account closure. Benefits can only be used if the retiree is the primary owner of an account and/or the primary borrower on a loan.
2 Rate break offered on closed end, fixed rate, consumer loans. Real estate and open end loans are not eligible. Rate break does not apply to current loans or certificates already being used. Retiree needs to contact credit union upon each certificate maturity to request the rate break, otherwise the certificate will automatically renew at the prevailing rate.
3 Deferred payment(s) will be added at the end of the loan term. Finance charges continue to accrue during the skipped period. This loan deferral option is available upon retirement. Future deferrals can be taken advantage of by using our standard Skip-a-Payment product. All terms and conditions of the Skip-a-payment product apply when that option is used.
4 Free checks must be ordered through STE Credit Union. Limited designs available.
