For All the Little Things You'll Need!
Sometimes you just need a little extra. With our low rate personal loans, you can rest easy knowing you have a place to go when you need help.
Signature Loans - quick and flexible
Our signature loans offer the ability to access cash quickly at a low rate without the use of higher rate credit cards. We can approve, process, and get cash in your pocket quickly to take care of almost any need.
During the holidays, our Christmas loans1 are a popular choice if you want to budget your expenses, pay off your spending before next Christmas, and pay a lower rate than if you used your credit card.
Share Secured Loans - low rate...even if your credit isn't perfect
Share secured loans give you the best of all worlds. By borrowing against an amount equal to or less than the amount you have on deposit, you can reap the benefits of earning dividends while paying an extraordinary low rate for your loan (rate is determined based on the current dividend rates being paid).
Share secured loans also offer the opportunity to rebuild credit. Our lending qualifications for these specific loans allow for less than perfect credit.
With a low rate, flexible terms, and our unique lending differences, this becomes almost the perfect loan.
Overdraft Protection
A member may apply for overdraft protection on a checking account in the form of a loan. Overdraft loans may be granted up to $500 and will be charged the prevailing interest rate. Overdraft loans must be paid in full within thirty days. Checking account deposits will be applied first to an overdraft loan balance. Members will be immediately notified of overdraft situations.
EQUAL OPPORTUNITY LENDER
1 Christmas loans are not always offered and if offered, only for a limited time. Repayment period of 12 months is required. At an annual percentage rate of 8.5%, 26 bi-weekly payments for a repayment period of 12 months on a loan amount of $1,500 would be approximately $66.00. The rate provided in this example is for illustrative purposes only. Actual annual percentage rate is subject to change each promotion period. A $15.00 loan processing fee is charged to each approved loan.
